🧾
Budgeting
Turn weekly, fortnightly, monthly and annual costs into one clearer view of where your money goes.
Real life. Real money. Made easier.
Money feels better when you can see what’s going on.
Money with Moana helps you work out what this payday needs to cover, what to keep aside for bills and weekly life, and what is genuinely safe to spend — without judgement, jargon or a spreadsheet degree.
Educational money tools and information. Not personalised financial advice.
Available for Australia · New Zealand · United States · Canada · United Kingdom · South Africa
Start where you are
Tools for the money jobs real life keeps throwing at you.
No perfect budget required. Just clearer information and a next step.
💧
Cash flow
Understand the difference between having income and actually having enough cash available when bills land.
📅
Bills
See what is coming, what each payday needs to put aside, and how recurring bills build toward their next due date.
🌱
Fresh Start
A gentle checklist for getting organised when money, paperwork and life have all become a bit much.
🥫
Pantry
Bring food planning into the money picture with practical ways to use what you have and reduce waste.
🚀
Boost
Extra tools designed to help you find savings, understand spending and make the next move easier.
New guide
Paid fortnightly? Build the budget around your payday.
See how to turn monthly and annual bills into a fortnightly set-aside, then work out what is genuinely left from each pay.
Built to explain itself
No mystery numbers.
If Money with Moana calculates a number for you, you can see what is behind it.
›
Safe to Spend
See what this payday brings in, what needs protecting, and what is genuinely left.
See what this payday brings in, what needs protecting, and what is genuinely left.
›
Tap into the totals
Open Housing, Transport, Other and more to see exactly which costs make up the figure.
Open Housing, Transport, Other and more to see exactly which costs make up the figure.
›
Annual bills made smaller
Registration, insurance, rates and other recurring costs are broken into manageable payday set-asides.
Registration, insurance, rates and other recurring costs are broken into manageable payday set-asides.
›
Start rough, firm it up later
Begin with estimates, then come back with real figures once you have bank statements and bills in front of you.
Begin with estimates, then come back with real figures once you have bank statements and bills in front of you.
Why Money with Moana?
Because money advice often forgets there is a human attached.
Budgets do not happen in perfect months. Bills arrive together. Groceries change. Work changes. Families change. Sometimes the first win is simply getting everything out of your head and into one place.
That is the idea behind The Money Table: practical tools for ordinary money decisions, built to help you see clearly and keep moving.
Built for clarity, not shame.
✓Use rough numbers first and tidy them later.
✓See weekly, every-two-weeks, monthly and longer-term costs in a way that matches your payday.
✓Keep your budgeting tools separate from personalised financial advice.
✓Come back and update things as real life changes.
Built for where you live
Your currency. Your everyday money words.
Money with Moana adapts common household prompts for Australia, New Zealand, the United States, Canada, the United Kingdom and South Africa — from council rates and property tax to Council Tax, property rates, rego and vehicle licences.
Six countries · one idea
Cover what needs covering first.
Currency and local wording change. The core question does not: after your bills, weekly needs and set-asides are taken care of, what can you safely spend?
Ready to sit down at The Money Table?
Open Money with Moana and start with the numbers you know today.